货
=
化
+
贝
:
Helga Horse (hu) is using a transformer (化) to roast crabs (贝) in the observatory's bathroom (o4). Later she wants to sell the roasted crabs (货) as commodity (货) for money (货).
款
=
士
+
欠
+
示
:
Karl Koala (ku) took the bachelor (士) out for dinner to the anthill (an3), but yet again he didn't bring enough money so he wants to give the bachelor an IOU note (欠) once more. The bachelor then pulls out a guideon (示) showing that he's a member of some special force, and that Karl Koala, because of his greed, will have to pay a fine (款).